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Contact your lender to secure a prequalification letter. This document confirms your financial readiness to purchase a home and is required to proceed with your application.

Access The Valley Home Store’s Online Application Portal to begin a new application or update an existing one.

• First-time applicants: Complete a brief prescreening in the portal before accessing the full application. Enter the primary applicant and household details, then verify your email. After approval, you’ll receive a confirmation email with a link to begin the application. Log in, complete SMS verification, and set up security questions. Once signed in, you can start the full application, with optional tips to help you navigate the system.

• Returning applicants: Review and update your information and documents to ensure everything is accurate and up to date.

Once your application is set up, upload documents to verify eligibility, including identification, employment, residency, and income.

• Identification: Valid government‑issued ID (driver’s license, passport, or state ID).

• Employment: Recent pay stubs, W‑2s, tax returns, or benefits statements.

• Residency: Proof of homeownership from county records, a fully executed lease, voter registration, proof of auto or renters insurance, or PO Box registration.

• Income: Tax returns or other documentation demonstrating eligibility under the deed restriction and housing guidelines.

Note: Each deed‑restriction program is unique and may include specific requirements. Review the deed restriction and applicable housing guidelines for the property to ensure you meet all criteria.

Complete the Deed Restricted Offer Form. Ensure all required fields are accurate. Upload your prequalification letter and employment verification documents.

Upload all required documents through the Online Application Portal. If an offer deadline applies, submit your application and offer form by the specified date to be considered.

The Valley Home Store reviews submissions in the order received and will contact you regarding housing availability and next steps. Incomplete applications will not be accepted.